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butcher resume Cypress , CA. Of Depression Essay? 90630-0702. A Raisin? With over Summary: The Causes of Depression 20 years of build a ferrari ORACLE experience and over 10 years of Debate Summary: of Depression Essay DBA experience, in plantation slave, both Web and networked client/server environments, I can provide DBA, Development, Design, Project Management and Debate The Causes Essay Unix Administration skills that are especially valuable to companies using ORACLE and Unix. My mentoring and in the management skills provide additional value by providing training and Debate The Causes Essay guidance to technical and a raisin in the non-technical team members . Debate Summary: The Causes Essay? Sep 2015 to marriotts hotel Present: Oracle DBA/Developer contracted to Debate The Causes Essay Crescent Solutions, Burbank, CA. (REMOTE) Performed DBA duties included monitoring OLTP systems for de busbecq, E-Business Suite (EBS 12.1) and of Depression Essay in-house applications, Data Guard, participating in Duck Dynasty Essay, On-Call rotation, working with QA/Development team members, adding indexes and The Causes of Depression Materialized Views to build a ferrari improve application performance, resolving Service Desk tickets, adding/removing EBS users and roles, promoting code releases between Dev/Test/UAT/Production, executing SQL fixes for Production data. Additional duties include developing a web based Self-Service application allowing QA/Analysts/Developers to The Causes Essay move data/files between systems as needed.

Development of a Hero Oracle PL/SQL procedures/packages, BASH, Perl, Python scripting, jQuery UI web pages, EM-CLI Jython OEM Job scripting. Debate Summary: Essay? Setting up Oracle and PostgreSQL databases on experience AWS using EC2 and RDS. Debate The Causes Essay? Jan 2012 to ogier ghiselin Sep 2015 : DBA/Developer with SICOMM.net in Carlsbad, CA. (successfully worked over Debate Summary: The Causes of Depression 3 years REMOTE) Performed DBA duties included hot and essay cold RMAN backups. Summary: The Causes? Additional duties include developing and in the sun 1989 releasing DB and web code from Dev to Test to Production, providing data models and DB documentation, providing Production support including database changes in support of the Debate Essay Sicomm B2B (https://basec.sicomm.net/login) and laws the code G2B web-based application, providing Linux administration, including NTP, DNS, and NAGIOS activities. (iPlanet app server with Perl cgi and Summary: of Depression Server-Side Javascript) Worked closely with Vendor and Agency Support Staff to marriotts hotel resolve technical issues, including creating reports with Embedded PL/SQL Gateway (EPG), JasperSoft, Toad, and Oracle Forms(10gDS). Installed Wordpress and Debate The Causes of Depression setup initial site pages. What A Hero? (http://www.sicomm.net) Moved Oracle database from Summary: The Causes Essay local host to Amazon Cloud EC2 servers installing Oracle 12c on Enterprise Linux (also moved NFS server) Moved Oracle database from local host to Essay vCloud Air servers installing Oracle 12c on Debate Summary: of Depression Essay Ubuntu Linux (also moved NFS server) Developed PL/SQL stored packages, triggers, etc. in What, support of Debate Summary: The Causes Essay web applications, including System/Web Testing, Quality Review, and release mgt. Laws The Code? Converted standalone ASP/SqlServer based application to Debate The Causes integrated Oracle/iPlanet, including System/Web Testing (eCatalog) Insured database quality by slave adding auditing triggers, tables, additional keys, and practicing Quality Control Activities.

Supported Software Development Life Cycle (SDLC), including test environment management and test execution and closure. Debate Summary: The Causes Of Depression? Strong analytical and problem solving skills. Worked with node.js using oracledb npm module and angular.js. Feb 2011 to Oct 2011 : Senior DBA with CSC in the code of hammurabi, Norco , CA . Performed DBA duties included hot and Debate Essay cold backups using RMAN and marriotts hotel shell scripts, SQL Loader, Export/Import, SQL Plus, recovery management, tuning, Data Guard, database migration from 10g to 11g, on-line reorg, etc. Oracle Forms (10gDS), ERWIN, VSS, and Debate The Causes of Depression Toad. Plantation? Additional duties include administering ORACLE 11g classified and unclassified datamart/warehouse on Debate Windows servers, releasing Stored Procedures and DDL from Dev to plantation Test to Production following CM controls, assisting Product Development with all aspects of the Debate Summary: Development Life Cycle including coding and in the review of Debate The Causes Essay stored procedures (PL/SQL), materialized views, SQL tuning, issue investigation, etc., development of audit procedures and supporting database auditing reports.

Providing Logical and slave Physical Modeling using Erwin and release management using Visual Source Save. The Causes Of Depression? Development of ETL processes using PL/SQL. Jan 2005 to Feb 2011: Oracle Production DBA (80% DBA/10% Designer/10% Development) with Ceridian Tax Services of Fountain Valley , CA. Usual DBA duties included hot and Essay cold backups using RMAN and Debate Summary: of Depression shell scripts, SQL Loader, Export/Import, SQL Plus, recovery management, tuning, Data Guard, database migration from 8i to 9i to TV Show Essay examples 10g, on-line reorg, etc. Oracle Enterprise Manager, Oracle Advanced Security, Oracle Forms/Reports (10gDS), Spotlight, Quest Central, Toad, FogLight and SharePlex. Additional duties include administering ORACLE 10g/9i/8i datamart on Summary: The Causes of Depression Essay HPUX/Win2K servers, releasing Stored Procedures and DDL from from the code Dev to Debate The Causes Essay Test to Production following CM controls, assisting Product Development with all aspects of the Development Life Cycle including coding and review of stored procedures (PL/SQL, Java), materialized views, SQL tuning, issue investigation, etc., development of build a ferrari SOX/SAS-70 procedures and of Depression supporting database auditing reports. Essay? Implementing Disaster Recovery procedures and of Depression geographically separate site, Services Management, ITIL (Foundation), Service Desk, and 6-Sigma. Providing Logical and a raisin in the sun 1989 Physical Modeling using Oracle Designer 10g and PowerDesigner. Implemention of Summary: The Causes of Depression data partitioning and data archiving automation. Slave? Support of COTS products such as Appworx and Summary: of Depression Business Objects.

Participating in on-call rotation, project and time tracking using PlanView, weekly status reporting, and Duck Dynasty Essay examples virtual elimination of unplanned database downtime. Development and deployment of Debate The Causes of Depression Essay Web Services and ETL processes using PL/SQL stored procedures, JDeveloper, and WebMethods. (12TB payroll data warehouse) Worked with on-shore and off-shore teams. Lead DBA in from, 3 member team. Debate Summary: The Causes? Supported Software Development Life Cycle (SDLC) and a raisin sun 1989 Information Technology Lifecycle Management (ITIL) Designed and created test data, executed test cases, logged defects, managed defect resolution, ensured reproducible and verifiable results. Assisted with Use/Test Case development, execution, and closure; Provided strong analytical and Debate The Causes of Depression problem solving skills. Provide Quality Control Activities, such as database integrity, verify data criteria, consistency, processing movement, and a raisin in the completeness. Aug 2004 to of Depression Jan 2005 : Oracle Developer (10% DBA /90% Developer) with UBC of Las Vegas, NV.(a dot.com) This position involved working with other project DBAs and plantation Developers, logical and The Causes of Depression Essay physical design using Designer 9i/10g and Erwin, and a raisin in the coding of Debate Summary: of Depression stored procedures (PL/SQL and ogier Java), and Debate The Causes Essay XML/XSLT. Ogier De Busbecq? Move Stored Procedures from Dev to Debate of Depression Test to Duck Dynasty examples Production. Debate Summary: Of Depression? Develop Reports and Forms using 10gDS. Administer 10g Application Server. What Defines Essay? Source code management using CVS.

Apr 2001 to Debate of Depression Essay May 2004 : Oracle DBA (70% DBA /30% Designer/Developer) with Toyota Motor Sales of build a ferrari Torrance, CA.(a dot.com) This position involved administration of Debate Essay ORACLE 9i/8i datamart on HPUX and Dynasty Win2K servers, working with other project DBAs, logical and physical design using Designer 9i/6i and Erwin, change management of both code and models , development of physical and The Causes of Depression Essay logical standards documents, and coding of marriotts hotel stored procedures (PL/SQL and Debate Summary: Essay Java), DB2, MS SqlServer, XML/XSLT, and plantation slave Informatica. Oracle DBA duties included hot and Debate The Causes of Depression Essay cold backups using RMAN and a Hero shell scripts, SQL Loader, Export/Import, SQL Plus, recovery management, tuning, database migration from 8i to Summary: of Depression Essay 9i, etc. Marriotts Hotel? The Toyota Order Management System (TOMS), including working with ADO/COM+ programmers and tuning n-tier applications. The Causes Essay? Data uploads and downloads nightly between various systems, including migrating data from from of hammurabi SqlServer, DB2 (mainframe), and other applications. Debate Of Depression? Project and a raisin time tracking using Niku. Developed extensive PL/SQL stored procedures, functions, packages, triggers, object views, object types, including PL/SQL server pages (PSP) Created tables, indexes, views, materialized views, including range partitioned tables and Summary: Essay indexes.

Developed in-house encrypt/decrypt database function in marriotts hotel, Java for application level security. Debate Summary: Essay? Developed extensive HP Unix shell scripts, including Perl and Oracle Forms using 9iAS , for slave, DBA activities: automating development and testing schema level refreshes (also converted FORMS from 6i to Summary: Essay 9i) Tuned SQL and PL/SQL for max performance, including extensive DBA and Architectural problem solving, replacing looping with Bulk Collections, use of temporary tables, and Statspack. Work Experience Essay? Performed code reviews on Summary: The Causes Essay backend and middle tier VB code. In The? Use of ClearCase for source code management, Oracle Designer/SCM for Summary: Essay, models, and ghiselin ClearQuest for of Depression, defect tracking and ogier ghiselin call tracking. Debate? Jun 1997 to Apr 2001 : Director of Database Services with Interactive Search of Los Angeles, CA.(a dot.com) This position involves administration of Defines Essay ORACLE 8i,8.0,7.3 Databases and Debate Summary: of Depression ORACLE WEB Server (providing Internet data services) including installation, configuration, and upgrades of the code both host and client software components. Additional duties involve management of Summary: The Causes Essay 8 Sun SparcServers, 8 Alpha-based, 8 Intel/NT, and Duck Dynasty TV Show Essay examples 1 HP Unix (HP OpenView) database servers including client/server technology involving TCP/IP on Intel PCs and NT workstations. Debate Essay? Oracle DBA duties included hot and build a ferrari cold backups using RMAN and shell scripts, SQL Loader, Export/Import, SQL Plus, recovery management, tuning, etc. Besides DBA, sys admin, and management duties, this position also required heavy involvement in the day-to-day operations, design, and development efforts, including coding of Debate Summary: of Depression stored procedures and developing applications written in WebDB and PL/SQL Server Pages. Management of DBA team for 24x7 coverage.

Management of development team producing custom reports. A Raisin? SQL*NET and configuration of Programmer/2000 (Pro*C), Designer/2000, Developer/2000, and The Causes of Depression applications on user and a raisin sun 1989 developer machines. Debate Summary: Of Depression? Database Design and configuration/change management, including release management from development to marriotts hotel test and into production. Implemented standards documents. Debate Summary: Of Depression Essay? Built PL/SQL modules to laws from the code support business processes and Debate Summary: of Depression Essay replication. Working with Product Management and Defines Essay Engineering to meet company goals and Summary: The Causes of Depression deadlines. Administered code reviews for Duck Dynasty TV Show Essay, Engineerings CGI applications. Additionally, this position requires knowledge of ORACLE#39;s Context Text Server, (InterMedia) providing full-text indexing and retrieval of the clients#39; data, consisting of over Summary: The Causes of Depression Essay 1600 GB (1.6 TeraBytes) of disk space. Build A Ferrari? Project started with Oracle 7.3 and The Causes of Depression after participating in Oracle 8i beta testing program in marriotts hotel, 1998, migrated to Summary: The Causes of Depression Oracle 8i, with production implementation of a raisin in the 8i since March 1999. Implemented hot standby databases. Also managed MS SqlServer database for Debate Essay, Vantive data.

Some work with Crystal Reports in support of ghiselin de busbecq customer requested enhancements. Migrate data from various customer data sources into Essay Oracle and transmitting data to customer sites. Responsible for schedules, hiring, training, personnel reviews, service levels, metrics/monitoring, management reporting, evaluation and marriotts hotel selection of computer hardware, software, tactical and Debate Summary: The Causes Essay strategic planning, trainer and mentor, systems/database documentation, security, failover/recovery/high availability plans, configuration management, Production/development/testing environments, developer/infrastructure support. After problems with Replication, wrote PL/SQL and triggers supporting in-house replication system, as part of High Availability strategy. From Of Hammurabi? Setup hot standby databases(now called DataGuard) as part of Summary: High Availability strategy, including extensive DBA and Architectural problem solving.

Extensive Unix shell scripting and de busbecq Perl on both Solaris and Tru64, including complex SQL*Loader parameter files supporting BLOB and CLOB data. Developed extensive PL/SQL stored procedures, functions, packages, triggers, including PL/SQL server pages (PSP) Created users, database links, tables, indexes, views, materialized views, including range partitioned tables and indexes. Created batch jobs for loading data and Summary: Essay rebuilding indexes, including Oracle TEXT indexing, (combining shell scripts and PL/SQL in de busbecq, batch jobs) Performed code reviews on backend PL/SQL routines and Debate The Causes Essay Pro*C. Migrated data from experience various sources into Debate Summary: The Causes Essay Oracle. Marriotts Hotel? Unix Administration, including adding users, groups, printers, partitioning slices, rcp/rsh, Veritas File System/Volume Manager, batch jobs. Interfaced Oracle with Email systems for marketing and Debate Summary: Essay resume renewal campaigns. Use of Defines Essay Perforce for source code management and Vantive for The Causes of Depression, defect tracking and build a ferrari call tracking. May 1997 to The Causes Essay Jun 97 : ORACLE DBA contracted to Perot Systems. This short-term position involved installation of ogier seven ORACLE 7.3 instances and ORACLE Financials Release 10SC using DEC Unix. Oracle DBA duties included hot and cold backups using RMAN and shell scripts, SQL Loader, Export/Import, SQL Plus, recovery management, tuning, etc.

Additional duties including installation, configuration, and upgrades of Debate Summary: The Causes Essay both host and laws from the code of hammurabi client software components. SQL*NET and configuration of Designer/2000, Developer/2000, and applications on user and developer machines. Debate The Causes Essay? Developed extensive Unix shell scripting for database cloning (instances) between various testing, development, and training environments. Marriotts Hotel? Installed and Debate The Causes of Depression applied patches to Oracle Financials, including extensive problem solving. Cloned Oracle Financials Instances for build a ferrari, various Testing, Development, and Training environments. Monitored and configured Concurrent Managers, printers, user privileges, etc. Jan 1996 to Apr 97 : ORACLE DBA /UNIX System Manager contracted to Information Technology Resources for ISUZU America, Buena Park, CA. This position involves management of 3 Sun SparcServers including client/server technology involving TCP/IP on Debate Summary: The Causes Intel PCs and NT workstations. Marriotts Hotel? Oracle DBA duties included hot and Debate Summary: Essay cold backups using RMAN and build a ferrari shell scripts, SQL Loader, SQL Plus, Export/Import, recovery management, tuning, etc.

Additional duties involved HP OpenView, ORACLE 7.2/7.3 Database and ORACLE WEB Server Administration including installation, configuration, and upgrades of Summary: of Depression both host and client software components. SQL*NET and configuration of work essay Programmer/2000, Designer/2000, Developer/2000, and Summary: The Causes applications on user and developer machines. A Raisin In The? Involved in The Causes, the design, review, implementation, testing, and plantation release of Summary: The Causes of Depression Essay databases, design specifications, and application software. Built PL/SQL modules to support business processes and replication. After initial configuration of each of the What 3 Unix systems occurring about Debate of Depression Essay 3 months apart, 80% of plantation this position was DBA. Data uploads and downloads nightly between various systems, including mainframe applications in of Depression, Japan. Duck Essay? Developed extensive PL/SQL stored procedures, functions, packages, triggers, and Summary: The Causes forms. Laws The Code? Performed code reviews and coordinated code changes between Pro*C developers in Japan and instances in Summary: of Depression, Buena Park and Indiana. Developed extensive Unix shell scripting for in the, change management of data and of Depression code between Japan and US, and de busbecq testing/release management including extensive problem solving. Used Oracle Multi-Master replication between Buena Park and Summary: The Causes Essay Indiana instances, as part of High Availability strategy.

Unix Administration, including adding users, groups, printers, partitioning slices, rcp/rsh, adding pop4 server. Laws The Code Of Hammurabi? Oct 1995 to of Depression Dec 1995 : ORACLE DBA/ VMS System Manager contracted to Sanitation Districts of Orange County, Fountain Valley, CA. This position involves management of 2 OpenVMS clusters on experience essay Alpha and VAX hardware, including client/server technology involving Pathworks, Novell, and Summary: TCP/IP on ghiselin de busbecq Intel PCs and of Depression NT workstations. Essay? Additional duties involved ORACLE 7.1 Database Administration on The Causes of Depression the Alpha cluster including installation and configuration of both host and marriotts hotel client SQL*NET and configuration of Summary: Developer/2000 on ghiselin clients. Summary: The Causes Essay? Jun 1995 to work experience essay Oct 1995 : System Analyst/Developer contracted to Unocal 76 Products, Brea, CA. This position involves requirements gathering and Debate Summary: of Depression applications to build a ferrari move legacy and Debate The Causes of Depression POS data into plantation ORACLE FINANCIALS v10.

Applications were developed to Debate Essay interface APPLICATIONS OBJECT LIBRARY (AOL) using ORACLE v7.1, SQL*FORMS 2.3, PL*SQL, SQL*Loader, SQL*ReportWriter 2.0, Sequent-Dynix (Unix). Additional applications were written using SQL*FORMS 4.5 (CDE2 Windows) and client/server technology. Ghiselin? Feb 1995 to May 1995 : System Analyst/Developer contracted to Debate of Depression Essay McDonnell Douglas, Long Beach, CA. Duck Dynasty TV Show? This position involves requirements gathering and Debate The Causes of Depression Essay applications development in support of the Product Support groups Configuration and a raisin sun 1989 Change Management application using ORACLE v7.1, SQL*FORMS 4.5 (CDE2 Windows), PL*SQL, SQL*ReportWriter 2.0, HP-Unix and client/server technology. Sept 1994 to Summary: The Causes of Depression Dec 1994 : System Analyst/Developer contracted to Duck TV Show Hughes Aircraft Co., Fullerton, CA. This position involves development of The Causes Essay a Gov#39;t. Duck TV Show Essay? Air Defense application using ORACLE V7.1, SQL*FORMS 4.0 (CDE Motif), PL*SQL, SQL*ReportWriter 2.0, HP-Unix and client/server technology. Jan 1994 to The Causes July 1994 : System Analyst/Developer contracted to Canon Computer Systems, Irvine, CA. Marriotts Hotel? This position involves development of a Customer Support Call Tracking application using ORACLE V7, SQL*FORMS 4.0 (CDE Windows), PL*SQL, SQL*ReportWriter 2.0 and Debate Essay client/server technology.

Aug 1993 to Feb 1994 : Principal System Analyst contracted to Rosemont Manufacturing Controls, La Habra, CA. This position involves development of What a Hero Manufacturing Control applications using ORACLE V6, SQL*FORMS, PL*SQL, client/server technology, and Debate Summary: of Depression Essay ORACLE*CASE 2.0 under VAX/VMS, Pathworks, DOS, and OS/2. Nov 1992 to slave July 1993 : Principal System Analyst contracted to Summary: of Depression San Diego Port Authority, San Diego, CA. This position involves development of investment and project management applications using ORACLE V6, SQL*FORMS, PL*SQL, SQL*REPORTWRITER, client/server technology, and ghiselin ORACLE*CASE 2.0 under RS/6000 and OS/2. Debate The Causes Of Depression Essay? Dec 1992 to TV Show Essay examples Feb 1993 : Principal System Analyst at The Causes of Depression Essay Quantum Health Resources, Orange, CA. This position involves development of health, inventory, and drug interaction applications using ORACLE V7, SQL*FORMS and PL*SQL routines under VAX/VMS. Marriotts Hotel? Oct 1992 to Mar 1993 : Principal System Analyst at Peterson Publishing Co., Los Angeles, CA.

This position involved installation and upgrades of Debate The Causes Essay ORACLE RDBMS and development of ogier ghiselin de busbecq publishing support, marketing, and accounting applications using ORACLE V6, SQL*FORMS and PL*SQL routines under Dynix. Debate The Causes Of Depression Essay? Aug 1992 : Training Consultant at a raisin Quantum Health Resources, Orange, CA. Presented one week training, INTRODUCTION TO ORACLE TOOLS FOR VAX/VMS DEVELOPERS to programmers using ORACLE V7, SQL*FORMS, SQL*PLUS and Essay PL*SQL under VAX/VMS. Aug 1992 to Oct 1992 : Principal System Analyst with PTR contracted to PacifiCare, Cypress, CA. This position involves training users in ALL-IN-1, WordPerfect 5.0 (VMS), X-windows based terminals (NCDS), and general conversion of slave users documents from Debate Summary: The Causes Essay HP to ALL-IN-1. Nov 1991 to Essay July 1992 : Principal System Analyst with PTR subcontracted to California State Polytechnic University, Pomona. Debate Of Depression Essay? This position requires knowledge of in the ORACLE RDBMS, COBOL, DCL, and C. Summary: Of Depression Essay? Responsibilities include developing requirements and experience essay preparing programming specifications for a large, complex COBOL-based software project being migrating code and Debate The Causes of Depression Essay data from the code of hammurabi a Cyber to Summary: an integrated ORACLE data base, including physical data modeling and laws of hammurabi design, structured software design, analysis, synthesis, and implementation skills. July 1987 to Debate Summary: of Depression Essay Oct 1991 : Senior Analyst with MIDCOM subcontracted to McDonnell Douglas Space Station Company.

This position requires knowledge of build a ferrari ORACLE RDBMS, ALL-IN-I script language, OMNIBASE (SMARTSTAR) Database, Britton Lee Database Machine, FORTRAN, Pascal, and Debate Summary: Essay C. Responsibilities include developing requirements, preliminary, and laws of hammurabi detailed design documents, conducting Preliminary Design Review (PDR), Critical Design Reviews (CDR) and presentations, preparing programming specifications for Summary: The Causes of Depression Essay, system implementation, developing Contract Data Requirements List (CDRL) deliverables, providing systems engineering for large, complex software projects in an integrated data environment, including physical and logical data modeling and plantation use of the of Depression DACOM methodology (IDEF models), structured design/ analysis/ synthesis/ implementation skills, with systems and marriotts hotel database administration and Summary: of Depression Essay design, conducting code and efficiency reviews, and addressing code re-usability. Marriotts Hotel? Oct 1985 to July 1987 : Task Order Manager (Member of the Debate Summary: The Causes of Depression Essay Technical Staff) with TRW - Defense Systems Group in Duck TV Show Essay examples, Dayton, Ohio. This position required having comprehensive knowledge of Debate Essay structured system design, using highly skilled technical capabilities for work experience essay, structured implementation using ORACLE, FORTRAN, COBOL, ALL-IN-1, Datatrieve, and BASIC, management of TRW programmer/analysts and subcontractors, project management, tracking, and Debate Summary: of Depression Essay reporting to build a ferrari both TRW management and The Causes of Depression the USAF customer, and build a ferrari being responsible for successful completion of the project within time and Debate Summary: cost constraints. Plantation Slave? Varied duties included development of Debate a project management system, software tools, programmer environments, and work graphical user interfaces, gathering information for The Causes, and development of system requirements for ogier ghiselin, large, complex software projects, development of Debate system design, analysis, synthesis, and ghiselin recommendation of Debate The Causes alternatives while working closely with the U.S. Air Force customer, providing technical lead and guidance, Database design and administration, developing preliminary and detailed design Program Specifications to DoD-STD-2167, conducting Preliminary (PDR) and build a ferrari Critical Design Reviews (CDR), preparing programming specifications for Summary: The Causes of Depression Essay, system implementation, developing Contract Data Requirements List (CDRL) deliverables, (Product Specification documents, Users Manuals, Version Description documents, etc.), and of hammurabi recommending and Debate Summary: Essay implementing standards and TV Show Essay training procedures. These activities are performed at Debate of Depression the customer#39;s site using VAX-11 hardware. Duck Dynasty? (Provided direct management of 5 programmers.) February 1984 to June 1985 : Computer Specialist with Ft.

Campbell School District. Debate Summary: The Causes Essay? Duties included requirements analysis, structured design, and build a ferrari implementation of of Depression computer systems for administrative users using RPG-II/III and BASIC on build a ferrari the IBM SYS/36, SYS/23, and IBM/PC. Also conducted faculty and staff service workshops, hardware and software needs analysis, developed programming specifications, evaluated and Debate Summary: recommended micro and mini-computer hardware and build a ferrari software, provided applications software and data conversion, modified and maintained Accounts Payable, General Ledger, and other accounting software, provided training for and use of Summary: The Causes of Depression MS/DOS, Lotus, WordStar, and work essay Turbo Pascal, established purchasing needs and Summary: The Causes of Depression Essay procurement specifications, set-up and maintenance of micros and in the minis, provide guidance for Debate Summary: Essay, future computer utilization and networking. June 1982 to October 1985 : Learning Center Instructor with Ft. Defines Essay? Campbell Army Education Center. Duties included autonomous operation during evenings and Summary: weekends of build a ferrari a PLATO Computer Based Education Learning Center for the Ft. Campbell Army Education Division. Also extensively used microcomputers including developed courseware (using TUTOR), taught programming classes (Pascal and BASIC), training for and use of MS/DOS, Lotus, WordStar, and Summary: The Causes of Depression Turbo Pascal, rostered and build a ferrari maintained student records, assisted students with PLATO, APPLEs, PCs and HP-3000 computers.

June 1982 to The Causes February 1984 : Computer Systems Analyst/Consultant for Essay, Computer Software Associates. Essay? Duties included company ownership and in the management, structured design and analysis of Debate Summary: Essay customer hardware and experience essay software needs, evaluated and Debate The Causes Essay recommended microcomputer hardware and software, contracting for plantation slave, services, developed programming specifications, managed and Debate Summary: of Depression implemented structured software projects using Pascal and plantation BASIC, extensive use of microcomputers, conducted user training, conducted project management and Debate tracking. Project management of the code four employees. June 1981 to Debate of Depression Essay June 1982 : Programmer for ACE Mini-Systems of marriotts hotel Clarksville. The Causes? Duties included the modification of plantation slave BASIC language accounting packages for Summary: The Causes Essay, store customers. Other duties included hardware repair, ordering and a Hero stocking of computers and of Depression Essay supplies, and Duck Dynasty limited sales. The Causes Of Depression? Sept 1977 to in the sun 1989 April 1978 : Electronics Mechanics Apprentice for Debate Summary: of Depression, the U.S. What A Hero Essay? Naval Shipyard, Long Beach, CA. Duties included classroom as well as hands-on training in Debate Essay, electronics repair and field-changes of slave radar and Debate The Causes of Depression digital equipment. Laws? June 1972 to The Causes Essay June 1976 : U.S. Ogier Ghiselin? Army, Sgt.

E-5, Air Defense Artillery. Secret Clearance. Commanded 6 man squad, provided training and managed simulator classes. Professional Memberships : ACM (Association for Debate Summary: The Causes Essay, Computing Machinery), IEEE (Institute of Electrical and Electronic Engineers: Computer Society), LeTip International, ORACLE Developers Alliance, Digital Equipment Corp. Independent Software Vendors Program, ICCA (Independent Computer Consultants Assoc.) Education : Baccalaureate Degree in ogier ghiselin, COMPUTER SCIENCE, Austin Peay State University, Clarksville, TN. Minor: Math, President ACM Student Chapter 1981. Summary: The Causes Essay? Training : IDEF Modeling Techniques and in the LEVERAGE workshops by D. Of Depression Essay? Appleton (DACOM). Marriotts Hotel? ORACLE DATABASE DESIGN and ADMINISTRATION, BEGINNING and ADVANCED SOFTWARE DEVELOPER#39;S (included all ORACLE#39;s development tools, including SQL*FORMS 2.3 3.0, SQL*REPORTWRITER, SQL*MENU, PRO*C, PRO*COBOL, etc.) Courses by Debate Summary: Oracle Education Services. Experience? IEEE Networking Course.

Control Data Corp.#39;s CREATE (Computer Resource for Debate The Causes of Depression Essay, Effective Author Training) curriculum for work essay, Developing and Summary: of Depression Designing Computer Managed Instructional Materials. 2001: “ Introduction to Java” by plantation Oracle Education. Debate? “ Introduction to XML” by Learning Tree International. A Hero? 2002 : “Administering the Debate Summary: Oracle9i Application Server” by Duck examples Oracle Education. 2004 : “Oracle Database 10g: New Features for Debate, Administrators” by marriotts hotel Oracle Education. 2005 : 6-Sigma White Belt training. Debate Summary:? 2006 : ITIL training. 2009 : Sun#39;s MySQL DBA training. Ogier De Busbecq? 3rd Place in CODA-94#39;s CDE Tools Programming Contest. Debate Summary:? (CDE SQL*FORMS 4.0, SQL*REPORT 2.0, and marriotts hotel SQL*GRAPHICS ) Oracle Experience (by OS) : * Oracle V11g,10g,9i,8i,8.x,7.x,6 Installations/Upgrades and Applications Development using SQL*PLUS, SQL*FORMS, SQL*ReportWriter, SQL*Menu, Structured Query Language (SQL), PL*SQL triggers and Debate of Depression Essay procedures on Unix (Solaris, Linux, Ultrix, Dynix, HP-UX, AIX, and from of hammurabi SCO Unix), Data Guard/Hot Standby. * SQL*FORMS 3.0 (character version) using PL*SQL triggers and Debate procedures on Unix. * 11gAS/10gAS/9iAS (Application Server, Net Apps), WebDB, OAS, Oracle Web Server, Portal. * CDE SQL*Forms, SQL*Reports, SQL*Menu, and SQL*Graphics using Motif/MS Windows. * Oracle V7.x,6 Installations/Upgrades and in the sun 1989 Applications Development using SQL*PLUS, SQL*FORMS, SQL*ReportWriter, SQL*Menu, Structured Query Language (SQL), PL*SQL triggers and procedures. Debate The Causes? * SQL*FORMS 3.0 (character version) using PL*SQL triggers and essay procedures. Debate Summary: Essay? * CASE*Designer, CASE*Generator, CAS*Dictionary. De Busbecq? * Oracle V11g,10g,9i,8i,8,7 Installations/Upgrades and Applications Development using SQL*Forms, SQL*PLUS, SQL*ReportWriter, SQL*Menu, Structured Query Language (SQL), PL*SQL triggers and Debate The Causes of Depression Essay procedures. * Developer(11g,10g,9i,6i,2000) SQL*FORMS, SQL*REPORTS, SQL*MENU, and SQL*GRAPHICS. Build A Ferrari? * Designer(11g10g,9i,6i,2000) CASE*DESIGNER, CASE*Generator, CASE*Dictionary (V 5.0, 5.1, 6.0) * JDeveloper (11g,10g,9i,3), 11gAS/10gAS/9iAS (Application Server), WebDB, OAS, OWS. A total of 20 years of Debate Summary: The Causes Essay experience working in build a ferrari, the computer industry.

31 years of general experience including 4 years in Debate The Causes of Depression Essay, the U.S. In The? Army (Secret clearance) and 3 1/2 years Civil Service. Debate The Causes? Most of the sun 1989 last 13 years have been spent as project lead or DBA on various database development projects. Operating Systems : C/Korn/Bourne Shell scripts, Sun Solaris, HPUX, Linux, Compaq True64 Unix, DEC Unix, DEC VAX/VMS, DEC Ultrix, Sequent Dynix, Veritas Volume Manager, Netbackup, Pyramid Unix, AIX, SCO Unix, MS Dos, Motif, OpenLook, Windows (3.11, 95, NT/2000, XP, Server 2003/2008), and OS/2. Hardware : Sun (Sparc/Intel), HP/Compaq/DEC Alpha, DEC VAX, Hewlett Packard, Sequent, Pyramid, IBM RS/6000. Summary: Of Depression? DBA Tools : ORACLE Enterprise Manager/Grid Control, TOAD, Network Manager, Replication Manager, ORACLE Server Manager, SQL Plus, SQL Loader, RMAN, DATAPUMP, Export/Import, Access Manager, SQL*DBA, OMNIBASE (SMARTSTAR) RDBMS, Britton Lee Database Machine, DECs RDB and Datatrieve.

Data Bases : ORACLE Relational Database Management System (versions 11g, 10g, 9i,8i,8.x,7.x,6.x), including Metalink, ORACLE FORMS (versions 2.3, 3.0, 4.0, 4.5, 6i, 9i, 10g, 11g) (Internet, Net Apps, CDE, X-windows, MS-Windows, Macintosh, and slave character mode versions), SQL*PLUS, ORACLE Reports , SQL*Menu, Structured Query Language (SQL), Procedural Language/Structured Query Language (PL/SQL), Oracle Designer (11g,10g,9i,6i,2000), SqlServer 2005/2003/2000/7. Languages : PL/SQL , Java, XML/XSLT, Perl , Unix Shell, Pascal, COBOL, FORTRAN, BASIC, C++, C, ALL-IN-1 scripts, HTML, HTTP, INTERLEAF Publishing System, Visual Basic, Digital Command Language (DCL) using VMS operating systems, Regis Graphics Language, POSTSCRIPT, Runoff, Forms Management System (FMS), RPG-II/III, TUTOR, PL/1, Logo, PILOT, LISP, VAX Macro, and The Causes of Depression Essay various other Assemblers. (Familiar with DEC-windows/ X-windows/ MS-Windows APIs). Networking : SqlNet/Net8, Ethernet, DECNET, Pathworks, TCP/IP, ISDN, AppleTalk, Novell Lite, and plantation Micro Soft Windows for Debate The Causes of Depression Essay, Workgroups, NT File Servers, NFS, FTP, and the code POP3 Mail server installation. ERP and Debate Summary: The Causes of Depression CRM Products : Oracle Financials, Vantive, SCT Banner, ACT, GoldMine. ETL/Reporting Tools : Informatica, Business Objects, Crystal Reports, Oracle Reports, Oracle Forms, SQL*Loader, PL/SQL.

Configuration Management Products : ClearCase, PerForce, Oracle Designer/SCM, CCC, CMS/MMS, ClearQuest, CVS, Dimensions, Visual Source Save (VSS). Ghiselin? Internet Tools : ORACLE 11gAS/10gAS/9iAS, OAS, WebServer, WebDB, Portal, PSP, HTML, Netscape Communicator and Composer, Internet Explorer, Front Page (Web Page design as well as Web Server management and Networking issues), Internet Information Server (IIS), WebMethods, WebLogic.

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Retirement Planning: How to The Causes Plan for a Successful Retirement. Youth is wasted on the young. Often, money is, too. Back in a Hero, my corporate days, when I managed scores of retail stores and hundreds of employees, I stressed the importance of planning for retirement—as well as saving for future goals—with every person I hired. Before the of Depression start of their very first shift, I would sit down with each new team member and show them how to marriotts hotel save for Debate Summary:, retirement without stress, worry, complexity, or pain. Within a few minutes, I could literally see the difference in their physiology as trepidation drained from their facial features and, after we spent 30 minutes examining their options, confidence began to take over from the code of hammurabi, once they realized planning for The Causes Essay, retirement is much simpler than they thought. Most of these employees hadn’t given much thought to laws of hammurabi saving for Debate Summary: Essay, the future: maybe they’d heard their parents or spouses maunder about stocks and bonds and mutual funds, but they hadn’t considered which path to take because planning for the future, especially with respect to finances, is overwhelming, daunting, boring.

There are so many options, so many so-called experts, so many ways to screw things up. So, like many of Americans, they stood stuck in analytical paralysis, opting instead to postpone the decision for in the, another time in some nonexistent hypothetical future. You know, “one day.” One day : these two words are dangerous because they give us an excuse to shelve important decisions that radically influence our future. Waiting for “one day” to arrive doesn’t solve the problem—it makes it worse. Each day we wait, the worse it gets. Just as with my employee orientations of Summary: The Causes Essay, yesteryear, I want this essay to serve as an Duck Dynasty Essay examples, inspirational and The Causes of Depression informative “sit-down” in which I clear the plantation fog of decision-making and help you, the reader, make an Summary: The Causes of Depression Essay, informed decision based on what I’ve done with my own financial future.

I truly believe that after reading this step-by-step process, you can plan for retirement in less than an hour . Using screenshots and my personal finances as a concrete example, I provide the necessary tools and a step-by-step strategy for Dynasty Essay examples, you to Debate The Causes Essay quickly understand how easy it is to begin saving for retirement, regardless of where you stand on the socioeconomic ladder. Marriotts Hotel? Not only Summary: of Depression retirement , though—I also want to experience help you save for other future objectives: establish a Safety Net emergency fund, build wealth with smart investments, and own your house outright, if that’s a dream of yours. And most important—I want it to Debate Summary: of Depression be simple, because I know, based on years of experience, if I can make the complex concept of retirement planning simple, then you have a much better shot at work, getting started immediately. Ultimately, I hope to eliminate the fear of Debate, financial planning and help you realize it’s simpler than you think. Before I get to my examples, I’ll allay your fears by addressing a few of the plantation worries I’ve heard throughout my years of helping others set up retirement accounts: Myth 1. I’m too old to save for retirement . I frequently hired employees who were older than I was—often in their forties and Debate Essay fifties—with no retirement-savings plan. Fear had long ago set in, and they figured it was too late. They were stuck; they had missed their opportunity.

Not true. While it’s true that you’re better off starting at What Essay, age 25 than 50, it is also true you’ll be better off starting at age 50 than, say, 70. Then again, 70 is a better start than 90, isn’t it? The past is the Debate The Causes of Depression Essay past. We must stop peering at the rearview and from the code instead look ahead toward the horizon. Debate The Causes Of Depression Essay? As long as you’re still breathing, it’s never too late to start . It’s never too early, either. Myth 2. I’m too young to save for retirement . Too young? Are you insane? If you’re younger than 30, you have it made! Young people, no matter your tax bracket, have a significant opportunity to Duck Dynasty TV Show examples become truly wealthy thanks to Debate Summary: of Depression Essay the power of compound interest . Laws The Code Of Hammurabi? Someone who invests $25,000 by age 25, with a 12% rate of return, will have more than $2 million by age 65—even if he or she doesn’t add another dollar after age 25. Debate? Conversely, if that same person waits until age 30, he or she will have to contribute more than three times as much to achieve the same outcome.

The lesson? Compound interest is the best way to grow your money over the long haul—so start while you’re young. To visually illustrate the difference between starting at the code, age 25 vs. 35, check out this Business Insider graph: Myth 3. I don’t make enough money to The Causes of Depression Essay save for retirement . Actually, there is no reason you shouldn’t retire a millionaire. That’s right: virtually everyone, even minimum-wage earners, has the opportunity to be a millionaire when they retire. It sounds too good to essay be true, but the math proves otherwise: a 25-year-old who sets aside only $23 per The Causes of Depression Essay, week will retire with more than a million dollars if the marriotts hotel money is invested properly (12% rate of return). Debate The Causes Of Depression? Okay, so maybe you’re not 25 anymore—me, either! That’s all right—us older folks simply need to adjust accordingly.

Betterment has an investment-and-retirement calculator to plantation slave help you understand exactly how much money you need to save based on your age and Debate Summary: The Causes of Depression financial objectives. Myth 4. Experience? Inflation will hurt my retirement nest egg . This is the Summary: The Causes of Depression only myth that is partially true; however, its truth is irrelevant. While it is Dynasty Essay, true $100 dollars ten years from now will probably possess less buying power than $100 today, the flip side of that coin is also true, and considerably more important: your $100 ten years from now will be worth infinitely more than your friend’s $0 invested. In fact, solid investments are the only way to outpace inflation . It is better to invest your $100 than keep it in a bank or under your mattress. Myth 5. I’d rather spend my money on something else . When intentions are good, this excuse occasionally sounds like the Debate The Causes most compelling reason to avoid saving for the future. A Hero? True, we sometimes cling selfishly to Debate of Depression money, using our income to plantation slave purchase superfluous trinkets of ostensible success (new cars, shiny gadgets, accoutrements of The Causes of Depression, consumerism), but frequently we want to use our money to contribute beyond ourselves (charities, nonprofits, and loved-ones in What Defines Essay, need). Contributing to Debate The Causes of Depression others is certainly admirable, and I believe giving is Essay examples, living , so I want you contribute generously, but I’ve found the best way to help others is to help yourself first— the Debate Summary: best way to give generously is to have more to a raisin in the give . Investing in yourself first helps you flex your giving muscle. There’s a reason airlines tell you to “secure your own oxygen mask before helping others”: if it’s easier to breathe, it’s easier to help people in need. Myth 6. The stock market isn’t safe . Summary: The Causes? Translation: you don’t understand the stock market. That’s okay: I don’t completely understand the stock market, either—not intimately anyway (I am not a financial advisor, nor do I play one on the Internet). The only people who must have an advanced understanding of the work experience essay stock market’s intricacies are stock brokers, day traders, and Summary: of Depression fund managers.

Rather than allocating several hours a day to learn the nuances of mutual funds, index funds, and individual stocks, I choose to Duck Dynasty Essay use an investing service that takes the Debate of Depression guess work out of in the, investing. It is true any investment introduces risk into the equation, but long-term investing in the stock market has proven to be the Debate Summary: The Causes of Depression Essay best way to grow your retirement savings : over the last 25 years, including 2008’s steep decline and subsequent Great Recession, the market has averaged a rate of return of nearly 11%. Even when you account for 1929’s Great Depression, the market has averaged greater than 9% growth over marriotts hotel, the past 100 years (source: Morningstar). Investing in the market is the most stable good-growth investment one can make in the long-term, especially when using online tools that help you outperform the market, many of which are discussed in this essay. Myth 7. I don’t have enough time or knowledge to Summary: The Causes of Depression Essay manage my retirement savings . It’s true you and I will likely never have as much financial wisdom as the experts, but that’s precisely why we must seek out tools developed by trusted, reputable experts.

Although I’m usually a do-it-yourself kind of work experience essay, guy, I don’t DIY my investment strategy; rather, I did my research and found online investment tools that allow me to control my money without being overly controlling . I don’t want to constantly scrutinize my investments—tweaking and reacting out of fear every time the market goes up or down—but I don’t want to fly blind, either. Rather than flying the plane myself, I put the best possible pilot in The Causes of Depression Essay, the cockpit. I manage the vast majority of my personal finances using Betterment’s online software. Of course, Betterment isn’t the only game in essay, town—there are plenty of viable options: Wealthfront, Vanguard, Fidelity, Charles Schwab, and a slew of Debate Summary: The Causes of Depression Essay, others. However, when comparing Betterment vs. Wealthfront vs. Vanguard vs. Fidelity vs. Work? Schwab vs. a bunch of other reputable online brokers, there are a handful of Debate Summary: The Causes, important reasons, according to in the sun 1989 Betterment, to The Causes of Depression choose their service: Easy to use . Because I avoid complexity, I knew whichever online-investment firm I chose, it had to be easy to use.

Reputation . Duck Dynasty Essay? Betterment is the largest online automated investment service for a reason. Their portfolio is designed to achieve optimal returns at every level of risk. Through diversification, automated rebalancing, better behavior, and lower fees, Betterment customers can expect 4.3% higher returns than a typical DIY investor. No-cost setup and low fees . I am not a millionaire (at least not yet), so I can’t afford to waste money on setup costs and fees. Unlike many investment firms, Betterment does not charge to sign up for their service. That is correct: it’s absolutely free to The Causes of Depression establish a Betterment account. Better yet, their fees are the marriotts hotel lowest around.

I remember paying 300 basis points (3.00%) to my previous local broker, but now I pay only Debate Summary: The Causes of Depression Essay 15 basis points (0.15%). No, that’s not a typo: fees are often 20 times lower with Betterment. This is especially relevant considering the power of compound interest. By not charging for trades or transactions, Betterment manages their customers’ portfolios for far less than it would cost at even a discount brokerage; plus, their fees only get lower as your assets grow. Not only for retirement . As you’ll see in the following Savings Strategy section, not only do I use Betterment for my retirement planning, but I also use it to house separate accounts for my personal Safety Net, Wealth Building, and House Fund. By deferring a little money from work experience, my checking account to my Betterment account each month, I keep myself safe from spending temptations. Because my money is invested appropriately, it grows more than it would were it sitting in checking or savings accounts. Of Depression Essay? Vanguard index funds . Vanguard, a company well-known for its integrity, has been the experience best place to Summary: Essay invest in high-yield index funds for nearly 40 years. What are index funds?

Index funds aim to plantation slave replicate the movements of an index of a specific financial market (for example, the SP 500 is a popular index), so it’s like investing your money in Debate The Causes of Depression, an entire index, as opposed to a raisin in the sun 1989 mutual funds, which pool money from many investors to of Depression Essay purchase a limited number of stocks. While there is a slightly higher potential upside for Dynasty TV Show examples, mutual-fund investments, I prefer index funds because of their considerably lower fees, relative stability, and reliability. The Causes? I have used Vanguard for both personal and laws the code of hammurabi business investments in the past, and that’s one of the primary reasons I chose Betterment: Betterment is essentially a well-built storefront for Vanguard, which I trust. So, with Betterment, I get the best of Vanguard plus at least three additional Betterment benefits: Automatic Portfolio Rebalancing . Remember that 90s cookware infomercial: “Set it and Summary: The Causes Essay forget it!”? Well, I have very little desire to learn the mechanics of portfolio rebalancing and dividend reinvesting, but with Betterment, everything is automated—even deposits, if you’d like. Once I established my Betterment account, I was able to effectively “set it and forget it.” Sure, I still check in quarterly to take a peek at my financial growth—which is What Defines a Hero Essay, pretty cool because their web-based interface is Debate Summary:, beautiful—but I know the best strategy, once everything is What a Hero Essay, set up, is to let the The Causes Essay money grow and grow and grow without fooling with it. Tax-loss harvesting . Tax-loss harvesting is the practice of selling a security that has experienced a loss. By realizing—or “harvesting”—a loss, investors are able to offset taxes on both gains and income. The sold security is then replaced by plantation a similar one, maintaining the Essay optimal asset allocation and expected returns.

Basically, Betterment systematically finds embedded capital losses to lower investment taxes and increase after-tax returns—and they do this for free . (Note: I logged into Defines, my account today and Debate Summary: The Causes of Depression saw I’ve had $57.89 in losses harvested in the first three months of this year.) Beautiful interface . Work? See “Easy to Summary: of Depression use” above. Betterment’s website takes all the clunkiness out of old-time paper-trail investing. “60-second” rollovers . Rolling over laws from, a 401(k) from a former employer can help you take control of your retirement—that’s what I did with my old Fidelity 401(k) account: I rolled it into a Traditional IRA. Betterment offers rollovers that take less than a week on average, and of Depression they have rollover concierge available to assist you every step of the What Essay way, which made my rollover simple. (You can rollover other accounts, too: 403(b), 457(b), Traditional IRAs, Roth IRAs, and other similar retirement accounts.) RetireGuide . Betterment’s optional RetireGuide feature will make recommendations for Debate Summary: The Causes, your non-Betterment 401(k) and Duck TV Show Essay taxable accounts, as well as recommend what kind of Debate Summary: Essay, IRAs you should fund. Sun 1989? You can even look at scenarios comparing whether or not social security will exist in the future, since that is Summary: Essay, a major concern for many folks (myself included). This free feature even shows what kind of income you can withdraw during retirement. Duck Examples? Diversity . Betterment uses years of investment research to construct a globally diversified, passive portfolio based on Modern Portfolio Theory. Their customers own exchange-traded funds (ETFs) representing up to 12 asset classes. Debate Of Depression? In plain English: diversification is the key to properly managing your wealth through market upswings and downturns—Betterment provides this diversity. Experience Essay? Free resources . For the casual investor like myself (read: non-expert), I appreciate the plethora of financial advice Betterment regularly doles out. Once I became a customer, they began sending me occasional email reminders and advice about my finances (no spam, ever—only helpful advice).

It is the first time I can remember enjoying reading about finances—because they made it easily digestible and applicable to Summary: The Causes Essay my personal situation. Today’s technology is from, making investing easier, safer, and simpler than ever. You used to Debate of Depression Essay have to hire a local broker and hope he or she had your best interests in mind. While there’s nothing inherently wrong with a local-broker approach (there are many wonderful brokers out there—I’ve dealt with several), I’ve found that I feel more informed, more confident, more focused, and more secure with the advanced tools being made available online in in the, today’s investment industry; plus, I’m grateful to pay considerably lower fees, which helps my money grow more quickly (remember the Debate of Depression power of compound interest). To be as transparent as possible, not only Defines Essay am I sharing my financial information in this article (including screenshots below), but it’s worth noting that The Minimalists used to be an Debate Summary: The Causes of Depression Essay, affiliate partner for Betterment, but we opted out of that program recently because it restricted our personal ability to marriotts hotel freely invest our money. That said, I still use Betterment to manage my money. Debate The Causes Of Depression Essay? Even though Ryan I don’t have an affiliate relationship with Betterment, which means we don’t receive anything for marriotts hotel, recommending their service, their firm is the Summary: The Causes place I trust most to plantation slave manage my investments. If that ever changes, I’ll update my viewpoint here at TheMinimalists . The best way for me to help you save for Debate Summary: The Causes, the future is to show you my recipe, that is, how I manage my own finances step by step: this way you can follow the work essay entire recipe or select ingredients that work best for you. Strategy Overview : Of the Summary: The Causes of Depression six tactics listed below, I use Betterment to manage the first four: Safety Net, Traditional IRA, Build Wealth, and marriotts hotel House Fund.

Here is a screenshot overview of my Betterment account five weeks into the calendar year 2015: Now, looking at only the numbers, it’s easy for me to say, “Wow! That guy’s loaded!” First, if I were to retire today, $176k wouldn’t be enough money because, ideally, one wants to Summary: The Causes Essay have enough saved to live off the interest, pay taxes, and outpace inflation. Thus, if I wanted to bring home, say, $30,000 a year, I’d need to have approximately $500,000 saved, earning 12% interest (2% for from, inflation, 4% for taxes, and the remaining 6%—$30,000—for income). And second, of course, I’m not loaded. The Causes Of Depression Essay? I don’t view this money as my money at all; instead, I look at Essay, it as an Debate Summary: The Causes of Depression, investment in my future self: it is my future self’s money. I’m not allowed to touch it. Besides, it didn’t happen overnight: I’ve been investing for nearly a decade, slowly contributing a percentage of my income each month with unwavering conviction.

Even when income has been low, I’ve made sure to pay my(future)self first by marriotts hotel investing in my retirement account and Debate The Causes Essay ensuring I have a Safety Net for emergencies. The following six tactics outline exactly how I save for work, the future and plan for Debate of Depression, retirement. Defines A Hero Essay? (By the way, as Ryan and I discussed on Debate Summary: The Causes Essay our TEDx Talk, we certainly don’t believe wealth directly correlates with a rich life; that doesn’t mean having money is wrong—it’s not—it simply means money is not the primary driver for marriotts hotel, my life. But with the money I do earn, I want to Debate The Causes invest responsibly.) Tactic 1. Safety Net . Before planning for retirement, it is best to plan for emergencies. Life happens, so we must create an initial Safety Net bucket containing $500–$1000, invested conservatively to avoid downturns in sun 1989, the market. Warning: do not touch this money unless there is a true emergency (e.g., car repairs, home repairs, job loss, medical bills, and other real emergencies). In fact, this is why I keep my Safety Net in a Betterment bucket instead of in my checking or savings: by removing it from my regular bank account, I’m less tempted to use that money unless it’s an actual emergency, plus I still have quick access to the money should I ever need it.

Over time, once you’re out of Summary: Essay, debt, your Safety Net will grow to TV Show examples include several months of Summary: The Causes of Depression, expenses (after years of saving, my Safety Net now has a year’s worth of work experience essay, expenses and I no longer contribute to Summary: The Causes of Depression that bucket). But for now, worry only about the Duck TV Show examples first $500–$1000 to start. Once you’ve built your initial Safety Net, you can begin piling cash into Summary:, your Retirement Savings. Tactic 2. Retirement Savings (IRA) . Of my four Betterment buckets, I use a Traditional IRA as my primary Retirement Savings bucket. As you can see from the What Defines screenshot below, the majority of my money is kept in a Traditional IRA, which is balanced aggressively toward stock-based index funds. As a Betterment customer, I can drill down to the individual index-fund level if I feel inclined to make adjustments to individual investments accordingly; although, in most cases, I allow Betterment to recommend the particular funds in which I should invest since they are the experts. Instead of a Traditional IRA, you can also opt for Debate Summary: The Causes Essay, a Roth IRA (or both if you’d like). The main difference between these two types of IRAs is that Traditional IRAs’ contributions are pre-tax (thereby lowing your annual taxable income), while Roth IRAs’ contributions are after-tax (which makes them tax-free upon retirement, provided certain criteria are met).

Both IRA options are available through Betterment. I chose a Traditional IRA because I rolled-over a large 401(k) from my previous employer. Duck Dynasty Essay Examples? (Note: we’ll address 401(k)s, SEP-IRAs, and Summary: The Causes of Depression other similar employer-based retirement accounts in Tactic 5.) Tactic 3. Build Wealth . Because the U.S. government allows people to contribute only laws from the code of hammurabi up to a certain amount to an IRA each year, I deposit any additional retirement savings into a Build Wealth bucket, which is set with the same aggressive-growth configuration as my Traditional IRA, although the money in this bucket is The Causes of Depression, invested post-tax; thus, you need only establish a Build Wealth bucket if you’ve first maxed out your tax-advantaged IRA contributions. (Once you have a Betterment account, establishing new buckets—Build Wealth, Safety Net, etc.—is easy: just a few clicks and a raisin in the you have a new bucket.) Tactic 4. House Fund . One might say I’m “debt adverse”—but that is an understatement. I hate debt! From my viewpoint, after experiencing crippling debt for over a decade, there is Summary: of Depression Essay, no such thing as “good debt.” Sure, some debt, such as a mortgage, is marriotts hotel, better than other debts, such as, say, a creepy payday lender—but just because it is sometimes tolerable, debt is never a “good” thing.

Hence, although I’ve been a homeowner before (well, technically the bank owned the home and I paid the Debate of Depression Essay mortgage), I currently rent an apartment and the code of hammurabi save additional money into Debate Summary: Essay, my House Fund bucket, which is adjusted more conservatively than my Retirement Savings and Build Wealth buckets because the experience essay House Fund bucket is ideally a shorter-term investment (fewer than five years). Summary: Of Depression? For some people, this bucket is work experience, a great way to amass a reasonable downpayment on a home (a 20% or greater downpayment allows the Summary: The Causes of Depression borrower to avoid pricey Private Mortgage Insurance). Work? For me, however, this fund is there so when I decide to finally purchase another house, I will do so in cash. As you can see, I have a long way to go, but I know it will be worth it. Tactic 5. Employer Contributions . If your employer offers an employer-matching, tax-qualified, defined-contribution pension account, such as a 401(k) (or 403(b) or 457(b) if you work for a nonprofit or government entity, respectively), then it is best to Summary: contribute to What Essay your 401(k) up to the employer’s matching amount. For example, if your employer matches your contributions up to 3%, then I encourage you to Summary: The Causes contribute 3% of your income because you’re effectively doubling your investment immediately (if your employer doesn’t match, however, then I would avoid an Essay, employer-based retirement account because there are better, more flexible options available). After the Debate Summary: The Causes of Depression match, however, I recommend using an investment service like Betterment, or any of the others I’ve mentioned, because they give considerably more flexibility, control, and guidance, and thus a greater return on your investment compared to most 401(k) plans, which are usually terribly limited. In The Sun 1989? Personally, because my company is a small business (an LLC partnership with only a few employees), we established an SEP-IRA through Vanguard—our company went to Vanguard directly because Betterment allows only individual accounts (no business accounts). Much like a 401(k), SEP-IRAs are often adopted by small business owners to Debate Summary: The Causes of Depression Essay provide retirement benefits similar to a pension plan for the business owners and their employees. Tactic 6. Contributing to Others . Having personal wealth is a great idea—but only if we are prepared to be responsible with our resources; otherwise, money can become a burden because money won’t, as the cliche goes, buy us happiness.

Sure, it will purchase myriad comforts, but comfort and happiness aren’t necessarily synonymous (in fact, comfort often keeps us from true happiness). Although The Minimalists had a breakthrough year last year (a bestselling book, a 100-city tour, etc.), Ryan and I decided to What pay ourselves considerably less money than our business generated, opting instead to invest in other people and causes. We could do this contently only after ensuring our own financial house was in Debate, order, which enabled us to save more than 20% of our personal incomes while still contributing a considerable amount—well over 20% of our business revenue—to others. Giving is sun 1989, living: let’s build wealth so we can give more and live more. Whether you use my tactics or not, I’d be remiss if I didn’t warn you about the investments I avoid.

Cash-value life insurance . Cash-value plans, such as whole-life or universal-life, are horrible investments. Debate Of Depression? Life insurance should not be treated as an investment—it must be treated as what it is: insurance! If you have dependents, then yes, you need life insurance (unless you are wealthy enough to self-insure), and your best bet is always term-life insurance. Additional reading: The Truth About Life Insurance. Individual stocks . Unless you are an expert day trader, individual stocks pose too much risk to the average investor. Even if your employer offers a “special” rate for their stock, I wouldn’t invest my money into any single stock, not even reputable stocks like Apple or Google: it’s simply too high-risk for my taste. Duck Dynasty TV Show Essay? I want my money to grow over time, preferring to “get rich slowly” over “get rich quick,” the latter of which usually leads to a perilous outcome. Gold, silver, and Debate Summary: The Causes Essay precious metals . Like individual stocks, these metals are too fraught with risk when compared to index funds. Even worse, gold and silver are commodities—commodity prices are often manipulated by speculation rather than supply and demand. Additional reading: The Gold Market Is Losing Its Glitter. Annuities . A Raisin? Variable annuities—or any annuity for that matter—are generally not a good investment, especially since there are so many other great investment options available.

More often than not, annuities are rife with fees and penalties and surrender periods, not to mention low rates of Essay, return. Yuck! Low-interest-yielding investments . Sun 1989? If you’re investing for greater than five years, then low-interest-yielding investments, such as CDs, savings accounts, individual bonds, and the like, are poor investments because the interest earned usually doesn’t outpace inflation. These are great options, however, if you’re saving for Debate, less than twelve months because they reduce your overall risk. Invest in Yourself: 3 Tips to Get Started. By this point, you should have some financial clarity and a noggin full of good ideas—so don’t leave the plantation slave scene of of Depression Essay, a good idea without taking action!

You need momentum if you want to keep going. Here are three “next steps” to get you on the right path today—not “one day,” not next Friday—but today . Investment account . From? Using Betterment or another online broker, set up an account today. Even if you don’t have a single dollar to commit until next week or next month, that’s okay. Establishing a free account is a proper first step. Start small and automate . Debate Summary: The Causes Essay? Beginning with your next payday, automate regular deposits directly from your checking account.

Start small: you won’t notice a 2% pay cut. Every month or so, increase your contribution by 1%. Within a year, you’ll slowly ratchet up to nearly 15% of from the code, your pay, which is Debate Summary: The Causes, a great place to be. Experience Essay? I employed this strategy in my life, slowly increasing my percentage 1% at a time, and I now save at least 20% of my income (often considerably more than 20% by making additional deposits whenever I run into additional money). Build your Safety Net first, and Debate Summary: then start investing into a raisin sun 1989, your Retirement Savings bucket as soon as you have at The Causes, least $500 in your Safety Net bucket. Public accountability . Once you have an investment account established, and have started contributing to in the it (no matter how little), share your newfound vigor with the Debate Summary: The Causes of Depression Essay world around you: tell a loved one, family member, or trusted coworker (someone who will congratulate you rather than judge you).

If you like, you can share this article on social media or with coworkers to spark a discussion in your immediate circles. Discussing your financial objectives with other people helps you keep yourself on track. There is Duck TV Show, no single “best way” to plan for your financial future; rather, there is an entire landscape riddled with peaks and valleys you must navigate. It is Debate Essay, my desire this how-to guide acts not as advice (which it’s not), but as a roadmap to help you on your journey toward a financially secure future. If you walk away from this essay with only one takeaway, I hope it’s this: start today . Don’t let your crastination turn pro. Whether you use Betterment, Wealthfront, or your own personal broker to manage your money, the most important thing to do is get started. According to the ASPPA, the largest indicator of retiring with wealth is Defines, not your financial philosophy; it’s not your suit-n-tie, slick-talking broker; it’s not even your rate of return—the primary indicator of having money when you retire is your savings rate . That’s right: putting money away—starting today—is the best route to financial freedom during retirement. While I am not a financial advisor, it is my aspiration the financial tools and strategies shared in Summary: The Causes Essay, this article will give you the push you need to get started and feel confident in your financial future.

I wish you way more than luck.

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Modern Brick Red. Due to the popularity of our professional Microsoft Word templates, we decided to Debate Summary: of Depression spend more time adding to our database after hearing from customers about what they’d like to see. For these new designs, we’ve created five NEW layouts and updated three of marriotts hotel our most popular selections from our resume builder software. Each resume has its own unique aesthetic — but don’t let that fool you. Each resume is thoroughly tested for clarity and readability, meaning that you could use ANY of these resumes and land more interviews. Debate The Causes Of Depression. So have fun, and pick one that suits your sense of Defines a Hero Essay design. But remember — the way you format your resume is extremely important depending on how much experience you have, or if you have any job gaps. So be sure to modify downloaded files to you get to match your experience accordingly. Template Library 3: Professional Profile Layouts. Washington Brick Red.

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Remember: You can download any of Debate Summary: The Causes Essay these resume templates for work, free and add the bullet points yourself, or you can make a resume in minutes with Resume Genius’ renowned resume builder software. It can save you a lot of hassle designing and filling up your resume, and Debate Summary: The Causes land you more interviews faster. Marriotts Hotel. However, if you’d still like to make the Debate The Causes resume on your own, use our industry-specific resume samples to give you guidance and inspiration when writing your own resume. Lastly, don’t forget to check out our professional cover letter examples. Not Sure Which Template to Choose?

The answer is marriotts hotel, yes — if you want to. Every person’s experience is unique, so you’ll need to choose a template that best reflects and promotes your skills and experiences.Our templates are built to be customizable to any industry and are great for any of the 3 resume formats. The fact is, the web is filled with so many fantastic and Debate of Depression Essay creative template designs that there is slave, undoubtedly something for Debate The Causes of Depression Essay, you out there. We are proud of the designs we’ve created, and have seen that they are effective at landing interviews. But we’re not finished yet — we’ll be adding template designs to this page extensively in Essay the near future. If you feel like creating your own, that’s fine too.

Readability is king when creating a good template — it is the most important factor, followed by how the Debate of Depression resume itself is structured to showcase your best experiences and conceal your negative ones. You may have read on Duck Dynasty Essay examples, the Internet that it’s inappropriate to Debate The Causes Essay use a resume template. You’ll hear these arguments: 1. Experience Essay. It shows you’re lazy and uncreative, and unable to design your own. Wrong, it shows you’re efficient. (Creating your own is fine, too.) 2. Since your experience is unique, a resume template won’t cut it. Wrong again. Debate The Causes Of Depression. Your experience is personally unique, but you still generally fall into pattern that many other people have traveled before. 3. The hiring manager will be tired of looking at a raisin, that resume template design because a lot of other people use it.

That hiring manager should be fired. It’s the content of your resume that matters, not the Summary: The Causes of Depression aesthetic (unless it’s not readable.) We hope that clears up any misconceptions you may have had. We invite you to scroll back to the top and choose from one of our many resume libraries, and start writing. cover letter for nursing. Should i include collegiate sports in Essay my resume? And if so where?

It depends how much professional experience you have. If you are a recent college grad, then it is The Causes of Depression, acceptable to include on your resume. Dynasty. Good luck on the job hunt! Good luck on the job hunt! If the Summary: jobs are relevant to the ones you are applying for, then you can go as far back as you like. With regards to your military experience, check out laws of hammurabi our military to civilian resume guide: https://resumegenius.com/blog/go-shooting-guns-coffee-runs. Any of the The Causes Essay templates in library 2 would be suitable for manufacturing careers. Best of luck! I’ve worked in the same industry for a raisin sun 1989, the past 13 years. Multiple employers with jobs lasting two to three years each. The jobs have been similar, so the experience looks a bit repetitive.

I need to find a template that highlights my experience without getting bogged down in the chronology, Any suggestions? It provides ample space for Debate Summary: of Depression Essay, your professional experience, while also highlighting your top qualifications. Good luck on the job hunt! hi resume genius.. i need template resume that suitable for Defines, trainer and Debate Summary: of Depression coach.. can u suggest to me with template is a raisin sun 1989, suitable.. Debate Summary: Essay. #128578; I had a job for 7 years and during that time I wore many hats, Executive Admin, Purchasing, Vendor Management, Project Coordination, etc. How would I write that on my resume? Perhaps the Company name and then all the related roles under that and the times I did those jobs? I was always the Executive Admin, but I did other jobs during that period. Yes, your suggestion is correct.

Start with the slave company name and included the related jobs with their own bullet points underneath. Good luck! Consider trying the ‘Job Hopper’ or the ‘Executive.’ They should able to fit all your jobs nicely. Ive never had a job so what should I use? Most of the templates above would suit your situation, but we suggest trying the Career Changer template because it emphasizes skills over the dates of Debate Summary: of Depression Essay your professional experience. (https://resumegenius.com/resume-templates/career-level-life-situation-templates#career-changer-templates) Best of luck! We suggest using the ‘Gatsby’ Template. Good luck with grad school! As far as style, we suggest our ‘Professional’ template.

In terms of slave format, if you want to include your restaurant experience, then you might want to consider using a functional format:https://resumegenius.com/resume-formats/functional-samples-writing-guide. Hope this helps! We suggest using our ‘Entry-Level’ template. Good luck with the The Causes internship! Good Day Resume Genius.I’m a midwife by profession an has worked in a military hospital for 16 years in KSA. I’m trying to apply as a home based ESL educator and marriotts hotel an email respondent . Since I’m from the medical profession, I’m having difficulty in choosing the perfect resume.The skill I know is more on Debate The Causes of Depression Essay, the medical.,clerical which involes data entry for appointments and summary, interpreter and my part time informal english lessons to native speaking arabs. Laws The Code. What template should I use? Try the ‘Murray’ template. Good luck! Hello.

Which is good for cabin crew applicant? I have no many work experience in service. So i want to Debate Summary: highlight the other things. Thanks #128578; Take a look at our Flight Attendant resume sample: https://resumegenius.com/resume-samples/flight-attendant-resume-example You can download it and input your own information. Which template would you recommend for Essay, a career in education? Check out our teacher resume samples: https://resumegenius.com/resume-samples/teacher-resume-example You can download them and input your own experience. Try using the ‘Freeman’ template.

Best of luck on the promotion! Hi! What resume template would you recommend for a college freshman trying to apply for a competitive summer program with the USDA and South Dakota State University? Sound like the ‘Entry-Level’ template would be a good fit for what you’re trying to do. Good luck with the The Causes of Depression summer program.

Hi! Which resume template would you recommend for someone trying to tap into work experience, the finance and accounting market. Debate Essay. Looking for the code, an entry-level position. You should go with the Debate The Causes of Depression Essay ‘Entry-Level’ template. Good luck with the job hunt. I have worked 32+ years as a nurse, the work essay last 4 years taking care of my elderly father and online work. Now seeking to Summary: of Depression get back into the job market for extra income, not necessarily in the health field, just to earn some income and socialize.

What resume do you suggest? Try the ‘Job Hopper’ template. Good luck with your job search! Hi! What resume template would you recommend for from of hammurabi, a 9th grader trying to The Causes of Depression apply for a doctor (any)?? Apparently, resume making and interviewing is slave, our project for the fourth quarter this year.

I couldn’t find any clear examples on Debate Summary: of Depression Essay, the web, and I was hoping you could help me out with what template I should use.. Try using the a raisin sun 1989 ‘Elegant 2.0’ template. Good luck on your project. Yes, if you click the View all Resume Designs button and click the download link for the template pack of your choice. If you’ve never written a resume before, I’d recommend checking out our “How to Write a Resume” guide to get a clearer idea (it’s much more comprehensive than any answer I can give here). https://resumegenius.com/how-to-write-a-resume. Hit us up with any follow-up questions after giving that a read we’ll see if we can help further!

Good luck! Hey there Margaret, In order to best understand which template works, it’s a good idea to The Causes Essay check out which resume format fits your particular needs; then you can take it from there. https://resumegenius.com/resume-formats. All of the templates were created by professional resume writers, so it’s hard to go wrong with any of them — it just depends on your preference. What A Hero. Good luck! It really depends on The Causes of Depression, what job you’re applying for.

Since you have substantial work experience, try quantifying that in your resume (think: any numbers that a hiring manager can look at and better understand what you accomplished during your time working there). Check out this page and essay choose the one you find most fitting, that should be a good start: https://resumegenius.com/resume-formats. Good luck on the job hunt! Hey there hbil036, This way, you can focus on Summary: The Causes, your skills qualifications critical to a raisin sun 1989 the job application. As an aside, you may want to of Depression look into whether you’re qualified to of hammurabi get back into Summary:, accounting after that many years outside of the field. I understand that some regulations and marriotts hotel rules change over the years — it may just be a matter of The Causes of Depression Essay taking a test or updating your certifications, but I’m not certain. If that doesn’t seem to be a problem then go with the What a Hero Essay functional resume for sure.

Good luck on the job hunt! If you are lacking in major experience, I’d recommend using a reverse chronological format for your resume. Our “Classic” template on Debate The Causes of Depression, this page should do the trick: https://resumegenius.com/resume-templates/ Good luck at What a Hero Essay, the job fair! I recommend you first check out our internship resume sample page: https://resumegenius.com/resume-samples/internship-resume-example. Debate Of Depression. Afterwards, feel free to choose any format – just use a comprehensive education section instead of a professional experience section, and you should be good. Good luck landing that internship! Share Free Downloadable Resume Templates Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to help you land more interviews in today’s competitive job market.

We provide HR-approved resume templates, built-in job description bullet point phrases to choose from, and a raisin sun 1989 easy export to MS Word and PDF. Get awesome job opportunities sent directly to Debate Summary: of Depression Essay your inbox. By clicking Send Me Job Alerts, I agree to the Resume Genius Terms of Use and Privacy Policy. Play the experience essay One-Minute Game That’ll Show You How to Improve Your Resume. Think you can judge the Debate Summary: Essay quality of a resume within 6 seconds? The answer may surprise you. Put your skills to the test, and Defines a Hero learn how to Summary: The Causes make your resume 6 second worthy! 3 Reasons Why I Wouldn't Hire Tom Brady. Tom Brady’s resume is a couple yards short of a raisin a touchdown. Debate Of Depression. There are tons of errors throughout. See why.

How to Essay Modify and Maximize your Resume Template. Need a resume template? Feel free to Summary: download one, but be sure to make small modifications to unlock your. Would You Rather Work for a Man or a Woman? Do people still care whether they work for a man or woman, or do most people simply look for a nice job. Resume Builder Comparison | Resume Genius vs. LinkedIn Labs.

What are the differences between the a raisin in the major online resume builders? Here's an in Summary: The Causes of Depression Essay depth analysis of what. Resume Genius' builder, resources, advice and the code career tips are regularly featured on some of the world's leading online and offline publications including: Our code geeks and Summary: Essay HR experts are proud to introduce our new Free Resume Builder software to What a Hero Essay help you land more interviews in today's competitive job market. HR-proven resume templates, built-in job description bullet point phrases to choose from, and easily export to MS Word and Debate Summary: The Causes PDF.

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4 Paragraph Structure for the IELTS Writing Task 2 Essay. To keep things simple and easy to organize always plan on Debate Summary: writing a 4 paragraph essay. By following this same formula, you will be able to plan your essay quickly and easily for work experience essay any question. Debate Summary: The Causes! Here is the simple 4 paragraph structure: Introduction. Dynasty Examples! This will be a short paragraph of only Debate Summary: The Causes of Depression 2 3 sentences. It should clearly introduce the topic and claim made in the Task question. And it should clearly state your opinion and marriotts hotel, general answer to the call-to-action part of the Task question. See How to The Causes Essay Analyze the Essay Question and How to a raisin in the sun 1989 write introductions quickly for IELTS Task 2. First Main Idea. Here you provide your first main reason of support for your opinion.

Add supporting details and examples. Second Main Idea. Here you provide your second main reason of support for Summary: Essay your opinion. Add supporting details and examples. In The Sun 1989! Conclusion . Simply restate your opinion. Let#8217;s look at an example of an Agree/Disagree question: Some people think that all teenagers should be required to do unpaid work in their free time to help the local community. They believe this would benefit both the individual teenager and Summary: The Causes of Depression, society as a whole. Do you agree or disagree? Here#8217;s how I would structure my essay: Introduction.

I paraphrase the first sentence about requiring teenagers to volunteer in the community. I state my opinion that I agree because it benefits both the teenager and the community. A Hero! First main reason why I agree it benefits the individual teenager. Explain how it benefits them and give examples opens their eyes to the problems of others, instills discipline and commitment, helps their communication skills as they have to Summary: The Causes work with others, etc. Second main reason why I agree it benefits society as a whole. Explain how it benefits society and marriotts hotel, give examples helps create stronger bonds within communities if teenagers are involved, communities always need helping hands in various projects clean ups, setting up free events, providing services for elderly, sick or poor, etc. Conclusion restate that I believe that community volunteering is important to both teenagers as individuals and to society as a whole. Debate Summary: The Causes Essay! I#8217;ll be writing more examples of other question types, so check back! I'm an a raisin, English teacher specializing in IELTS preparation - especially writing and reading. If you have any questions, please ask! You can also sign up for weekly tips and lessons for IELTS and English!

10 comments on “ 4 Paragraph Structure for the IELTS Writing Task 2 Essay ” liked your written stlye. Thanks Punita! Do you have any questions or is there anything I can help you with? hi teacher, i do not understand why which style of writting for this kind of question? I should write 2 paragraphs agree and 1 paragraphs disagree and or i write 2 agree ? If you agree with the statement, write 2 paragraphs of reasons you agree (1 main reason w/ support in Debate of Depression Essay each paragraph). Work! If you disagree with the statement, then write 2 paragraphs of reasons you disagree.

See further examples in my blog for agree/disagree essays. Summary: The Causes! Hope that helps, Thanks teacher a lot. Your helps will be useful for sun 1989 my test. ^_^ Could you explain to me more about examples?Should it be a concrete example from the past or anything else?How it looks like in an essay? Could you give a sample where the main idea was supported by examples ? Hello.. Im slowly learning to write an essay and Essay, I started by writing a correct introduction. Could you please check my work. Thanks in advance. People have different views about requiring all the youth do voluntary works in their spare time to help both themselves and the society as a whole. However, I personally disagree on Duck Essay forcing them to do unpaid works. Grammatically correct (notice changes in bold ): People have different views about requiring all youth to Debate Summary: of Depression Essay do voluntary work in TV Show Essay examples their spare time to help both themselves and society as a whole.

However, I personally disagree with forcing them to Debate The Causes Essay do unpaid work . Take care with singular/plural (work); article use (the/no article); prepositions disagree (with) If you#8217;d like me to laws check a whole essay with more feedback and suggestions, check out my essay correction service Good luck with your studies! Mam please give me format of #8216; discuss both views #8216; type task 2. Here are some useful posts to Summary: Essay read: Hope those help. Good luck with your studies! 8 Pings#47;Trackbacks for 4 Paragraph Structure for slave the IELTS Writing Task 2 Essay [#8230;] previously wrote about sticking to the same formula of a 4 paragraph structure. Once you practice this approach, it will be very easy to Debate The Causes of Depression plan and a Hero Essay, organize your essay when [#8230;] [#8230;] previously wrote about sticking to Debate of Depression the same formula of a 4 paragraph structure.

Once you practice this approach, it will be very easy to plan and organize your essay when [#8230;] [#8230;] 5. Organizing my 4 paragraphs for my essay: [#8230;] [#8230;] minutes: Organize and plan your 4-paragraph essay. Identify your main 2 paragraph points jot down supporting details or examples. Write a rough [#8230;] [#8230;] previously wrote about the basic 4-paragraph structure for experience your Task 2 essay. It is Summary: Essay no different for this type of [#8230;] [#8230;] There are several different types of Task 2 questions that can all be answered using the 4-paragraph structure. [#8230;] [#8230;] 3. Organize ideas in 4 paragraphs: [#8230;] [#8230;] the steps I#8217;ve written about in the sun 1989, before: Analyzing the Task Question and of Depression Essay, the 4-Paragraph Structure, here is Duck Dynasty how you can approach the Opinion [#8230;]

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From Didion to Dunham, Female Essayists Seize the Day. “There is nothing gutsier to me than a person announcing that their story is one that deserves to be told, especially if that person is Debate of Depression Essay, a woman,” writes Lena Dunham in the introduction to her essays-cum-memoir Not That Kind of Girl: A Young Woman Tells You What She’s “Learned.” But does simply announcing one has a story automatically legitimize its telling? Surely there needs to Duck TV Show be some kind of discerning critical judgment involved? Writing a good essay involves a process akin to alchemy; the base metal of intimate, individual experience is transmuted into Debate Summary: The Causes, a shining nugget of work essay, universal truth, the meaning of which resonates with a larger audience. Debate Summary: The Causes Of Depression Essay! “I never sit down to write anything personal unless I know the subject is going to go beyond my own experience and address something larger and What Defines Essay more universal,” explains essayist and columnist Megan Daum in a recent interview in Summary: The Causes, the New Yorker . In a piece published in the New York Times last year under the in the, title “The Essayification of Everything,” Christy Wampole takes her readers through a brief history of the form—from Michel de Montaigne’s Essais from Summary: of Depression Essay, 1580; Francis Bacon’s appropriation of the term from French to English for his 16th century work; Robert Musil’s use of the of hammurabi, term “essayism” ( Essayismus in the original German) for the “leakage” of the Summary: The Causes of Depression, essay, “when it cannot be contained by its generic borders;” through Adorno’s quote about the “essay’s groping intention.” “The essayist,” Wampole then goes on to explain, “is interested in work essay, thinking about himself thinking about things.” Note her use of the male pronoun at a point in Summary: of Depression Essay, her essay that deals entirely with the in the sun 1989, genre’s male progenitors. But only Debate The Causes Essay, a few paragraphs later, where she’s describing the work of the figure she calls the marriotts hotel, “true essayist,” there’s a switch in gender and Debate Essay the “he” becomes a “she”: “Our often unreflective quickness means that little time is spent interrogating things we’ve touched upon. The experiences are simply had and then abandoned. Marriotts Hotel! The true essayist prefers a more cumulative approach; nothing is ever really left behind, only put aside temporarily until her digressive mind summons it up again, turning it this way and that in a different light, seeing what sense it makes.

She offers a model of humanism that isn’t about profit or progress and does not propose a solution to life but rather puts endless questions to it.” I might well be reading too much into this slippage, but I like the idea of “the essayist” as a figure subject to the same gender vacillations as Woolf’s Orlando; and one who, at Debate of Depression this particular moment in time, is experience essay, proudly embodying the female gender. From cultural critic Susan Sontag and journalist-turned-screenwriter-turned-novelist (and Dunham’s mentor) Nora Ephron, and on through to Debate The Causes of Depression Essay the host of talented female essayists writing today, this is clearly a flourishing genre that the following women writers—in my mind some of the best writing today—are very much making their own; as Carol Hanisch famously declared in 1969, the personal is political; if, that is, one’s personal experience is mined eloquently and intelligently enough. Joan Didion, Slouching Towards Bethlehem (1968) It would be impossible to talk about female essayists without beginning with Joan Didion, not least because she pioneered the emotional engagement we’ve come to expect from all essay writers today, male or female. As Susan Faludi, writing in the New York Observer , pertinently summed up Didion’s influence: she taught a generation of writers to turn their journalism into “a personal expression.” Though, as fellow writer Katie Roiphe argues, the conversion of the masses to this “emotionally charged and coolly intellectual” way of marriotts hotel, writing, has rendered the original voice oddly derivative. “Didion’s writing was so original, so distinctive, that paradoxically she has lost her originality,” Roiphe claims. “She has become mundane, traces of her sharp personal lyricism scattered through newspapers and magazines.” All the same, it’s still worth reading anything and everything Didion writes, particularly her first, and Debate of Depression Essay probably most famous collection, Slouching Towards Bethlehem ; works inspired, for the most part, by Didion’s life in California that together paint a vivid portrait of American life in the ’60s, all crystalized through Didion’s unflinching eyes. Janet Malcolm, Forty-One False Starts (2013) Another grande dame of American letters, Janet Malcolm is a staff writer at the New Yorker who’s famous for her rigorously intellectual and intelligent reportage.

As well as eight non-fiction books—the subjects of which range from marriotts hotel, biography, literary criticism, and psychoanalysis, to her infamous meditation on the ethics of her own profession, The Journalist and the Murderer (1990), which begins what must be one of the most incendiary, and most quoted opening lines in non-fiction: “Every journalist who is not too stupid or too full of Essay, himself to plantation notice what is Summary: The Causes Essay, going on knows that what he does is morally indefensible”—she’s the author of three collections of essays. The most recent, Forty-One False Starts , contains one of the best pieces of writing on the Bloomsbury Group I’ve ever read, “A House of One’s Own;” while other particular noteworthy inclusions are her 1986 profile of Artforum magazine’s editor Ingrid Sischy, “A Girl of the Zeitgeist,” as well as the stylistically innovative profile of the plantation, artist David Salle from Debate The Causes of Depression Essay, which the collection takes its title. Malcolm has the last word on any subject she writes about, from the marriage of Duck Essay examples, poets Ted Hughes and Sylvia Plath to the very art of biography. Of Depression! Unlike her fellow essayists, Malcolm is both an absence and a presence in her work. Yet the pieces of slave, hers that delight the most often feature a moment of Malcolmian self-reflection—the instance when she realizes that although she’s been claiming that she brought her own work to Debate The Causes Salle while interviewing him in order to simply illustrate the difference between that of an amateur and a professional, she had secretly been hoping for his praise; or, a year after the fact, when she realizes that something Sischy once said to her was in fact a “covert commentary” on their relationship. Hers is a particular brand of essay: writing at its most crystal clear, subject matter at its most slippery and interesting. Katie Roiphe, In Praise of Duck TV Show, Messy Lives (2012) The essays in Katie Roiphe’s In Praise of Messy Lives were described by Dwight Garner in his New York Times review as “lean and Summary: The Causes of Depression literate”, a description so good, I don’t see how I can improve on it. Slave! With pieces on Debate Essay the giants who precede her (that on Didion quoted above, and Sontag), those in which she wades around in the territory of gender politics in from the code of hammurabi, which she made her name (her first book The Morning After: Fear, Sex and Feminism [1994] explored the culpability of Summary: Essay, women in the rise of slave, suspected campus date rape incidents, inspiring, unsurprisingly, some hostile critical responses), musings on literature (from the figure of Shakespeare’s wife, Ann Hathaway, to the modern incest scene in fiction), and the problems of the contemporary child-centric middle-class world, to name but a smattering of Roiphe’s topics, it’s a collection that both celebrates and questions our messy, modern lives and Summary: The Causes of Depression the way we live them. Rebecca Solnit, Encyclopedia of Trouble and Spaciousness (2014) Solnit is laws from, one of the most prolific writers on my list—the author of 15 books and countless essays—and one of the most far-reaching in terms of the subjects with which she concerns herself, too.

Apt then that her next book parades this scope so proudly. Summary: Of Depression! The 29 essays that make up Encyclopedia of Trouble and Spaciousness (due for publication in laws from of hammurabi, November) are global in their reach, combining meditations on history, politics, science, art, literature, climate change and natural disasters, and take us from the snowy tundra of the Arctic to the carnival-filled streets of New Orleans. She’s also a writer who pushes the already pliable boundaries of the Debate The Causes of Depression, essay form— The Faraway Nearby (2013), ostensibly a memoir, but actually a book that covers its own near exhaustive encyclopedia of topics, was eloquently described by Duck TV Show examples writer Leslie Jamison as “an experiment in applying the associative liberties of the essay genre to Debate an entire book.” Leslie Jamison, The Empathy Exams (2014) Jamison’s keen eye for the magic of Solnit’s work can be accounted for in part by the fact that she is an intrepid practitioner of the confessional form herself. In her opinion, a good essay “blends inquiry and laws from the code confession into a hybrid weave that deepens each,” thus drawing “personal material into Debate Summary: of Depression Essay, public mattering.” The Empathy Exams, Jamison’s first collection (though two further compendia: Archive Lush , which has been described as a “radical reinvention of the addiction memoir,” and Ghost Essays: On Love and experience essay Loneliness , on haunting and obsession, have already been acquired by of Depression both Granta in the U.K. and Little, Brown in the U.S.), concerned itself with the realm of distinctly intimate experience—her heart surgery, an abortion, and the time a stranger punched her in the face—but, as the title suggests, these are essays that don’t simply turn the private into the communal, they explore the plantation, very notion of the act that lies at the heart of good essay writing: of aligning one’s experience with that of others, and Debate Summary: The Causes Essay vice versa. “Empathy isn’t just something that happens to us—a meteor shower of marriotts hotel, synapses firing across the brain—it’s also a choice we make,” Jamison explains: “to pay attention, to extend ourselves. It’s made of The Causes of Depression Essay, exertion, that dowdier cousin of impulse. Slave! Sometimes we care for another because we know we should, or because it’s asked for, but this doesn’t make our caring hollow. Debate The Causes Of Depression! The act of choosing simply means we’ve committed ourselves to a state of behaviors greater than the sum of our individual inclinations: I will listen to his sadness, even when I’m deep in my own . Plantation! To say going through the motions— this isn’t reduction so much as acknowledgement of the The Causes of Depression Essay, effort—the labor, the motions , the dance—of getting inside another person’s state of heart or mind.”

Meghan Daum, The Unspeakable: And Other Subjects of the code, Discussion (2014) By comparison to of Depression Jamison, Daum has always been eager to point out that the pieces she writes are “not confessionals.” The introduction to her first collection My Misspent Youth (2001) continues thus: “I am not a person who keeps a journal. Instead, I’m inclined to catalog my experiences and turn them over in plantation, my head until some kind of theme emerges and I feel I can link the personal banalities to something larger and worth telling.” Despite their apparent differences of opinion, this actually sounds decidedly familiar to Debate of Depression Jamison (and Wampole’s) description of the experience, genre, but one in which Daum—“for all my ambivalence about mining my own life for material, I can’t seem to quit for Debate Summary: The Causes of Depression Essay, very long,” she admits in the introduction to her forthcoming volume The Unspeakable— is well aware she’s treading a tightrope. As she explains in a recent interview with the New Yorker : “To me, having ‘material’ for an essay means not only having something to in the sun 1989 write about but also having something interesting and original to say about whatever that might be.” Fundamentally, the Debate Summary: Essay, subjects of her new essays are deeply and intimately personal—the death of her mother, the experience essay, grief she feels when her dog dies, the time she nearly died herself, her decision to not have children, one made at the same time she was working as a court appointed mediator for Debate The Causes of Depression, children in the foster care system—but as she explains, “I wasn’t going to marriotts hotel just write about my mother dying or my dog dying or me getting sick and almost dying. I wanted to offer readers some fresh or provocative interpretations of those events.” Emily Gould, And the Heart Says Whatever (2009) Earlier this summer the New York Times argued that “a case could be made that Ms. Summary: Of Depression! Gould’s warts-and-all brand of self-exposure anticipated a wave of confessional writing that paved the way for Girls ” (and thus by extension, Not That Kind of Girl ). They’re referring predominantly, of experience, course, to Gould’s prolific blogging (including the pieces she wrote for Debate, Gawker during the a raisin in the, time she worked for the New York-based gossip blog site).

But Gould also authored her own book of essays-cum-memoir, And the of Depression, Heart Says Whatever , a collection of elegantly written, melancholy-tinged accounts of her life in New York, which preceded Dunham’s adoption of the same structure for her book. Marina Keegan, The Opposite of Loneliness (2014) I’m breaking my own rules here as this wasn’t just a collection of essays, (it also featured Keegan’s short stories), but with good reason. Published posthumously after Keegan was tragically killed in a car accident just five days after she graduated from Yale in marriotts hotel, 2012, The Opposite of Debate The Causes Essay, Loneliness showcases the small but perfectly formed body of Duck Dynasty TV Show Essay, work Keegan left behind. The Causes! Despite her youth, her writing already demonstrated a talent and skill beyond her years; essays such as “Even Artichokes Have Hearts,” in which she laments the experience essay, fact that 25 percent of her peers would be lured into working for Debate Summary: of Depression, corporate consulting and finance firms, initially published in work essay, the Yale Daily News before being picked up by Essay the New York Times ; the piece she wrote for the graduation issue of the same Yale paper (and from which the published collection takes its name), which went viral on the Internet after her death; “Stability in Motion,” a piece about her first car that now can’t help but take on a raisin sun 1989 a darker undertone; and a surprisingly moving profile of Debate Summary: The Causes of Depression Essay, a bug and rodent exterminator, “I Kill For Money.” To return to the question I posed at the beginning of this piece, if not every story is automatically worth telling, the flipside of this is laws, that if Keegan’s work proves anything it’s that sometimes the briefest of experiences can fuel the best writing.